17 Desember 2025

What the 0.1% Aren’t Telling the Rest of Us About Retirement

Most Americans enter retirement hoping their savings, investment choices, and timing align to support their goals. But many fall short. For the top 0.1%, though, the reality is starkly different. Their portfolios may be larger, but the distinction isn't only about income. It's about foresight — how they manage taxes, coordinate accounts, and make decisions that help sustain wealth over time. The habits behind that discipline reveal what long-term planning looks like.

December 17, 2025

Better tip lightbulb Better tip

Incandescent light bulbs waste 90% of their energy on heat. LED light bulbs reduce energy usage by 75% and last up to 25 times longer. While they may be slightly more expensive, they only use 11 to 12 watts to create lights, versus an average of 50 watts in incandescent light bulbs.

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What the 0.1% Aren't Telling the Rest of Us About Retirement
Most Americans enter retirement hoping their savings, investment choices, and timing align to support their goals. But many fall short. For the top 0.1%, though, the reality is starkly different. Their portfolios may be larger, but the distinction isn't only about income. It's about foresight — how they manage taxes, coordinate accounts, and make decisions that help sustain wealth over time. The habits behind that discipline reveal what long-term planning looks like.
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Better Buys
Dropps UltraWash Plus Dishwasher Pods
Dropps UltraWash Plus Dishwasher Pods
Price: $25
Make holiday cleanups a lot easier with this triple-action dishwasher detergent that cuts through grease and stuck-on food. The three-chamber pod delivers powerful enzymes and a built-in rinse aid for sparkling, spot-free dishes without the extra scrubbing. Plus, it's made without dyes, parabens, or harsh chemicals, so you can feel good about every load.
Buy at dropps

All featured products and deals are selected independently and objectively by the author. Better Report may receive a share of sales via affiliate links in content. Prices subject to change.

Woman unpacks reusable grocery bags full of vegetables
11 Everyday Items You're Cleaning Wrong
Our homes are full of items that need regular cleaning outside of the standard sweeping, mopping, and dusting. I have a routine, and each time, I do it the same way, without much thought on how I'm actually cleaning these odds and ends. But just because something is routine doesn't mean it's right. I was surprised to learn that there are quite a few everyday household items that I've been cleaning wrong for a long time. In case you're the same, here are some of those items, plus a few things we should simply be cleaning more often in general!
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Our Favorite Gifts Under $50 (and $25)
Finding the perfect gift doesn't have to drain your wallet. Whether you're shopping for friends, a distant family member, a coworker, or that one person who already has everything, a thoughtful present under $50 — or even $25 — can still feel big. The key? Choosing items that feel personal, particularly useful, or plain fun — all without screaming "budget buy."
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