17 Desember 2025

Investing Guide 2026: Market Tidak Bisa Diprediksi, Tapi Portofolio Bisa Dipersiapkan

"Tidak ada yang bisa memprediksi arah pasar secara konsisten."

-Howard Marks

Bahkan investor profesional dan fund manager besar pun bisa salah membaca kondisi makro dan pergerakan market.

Pergerakan market dipengaruhi banyak faktor yang berada di luar kendali, contohnya:

	Krisis global seperti pandemi
	Arah suku bunga
	Siklus pemilu
	Harga komoditas global

Markets Aren't Meant to Be Predicted

Menjadi investor artinya bukan harus menebak-nebak pergerakan market. Hal yang lebih penting adalah mempersiapkan portofolio agar tetap relevan di berbagai kondisi ekonomi.

Artinya, fokus bergeser dari prediction ke preparation. Beberapa hal yang bisa dilakukan investor:

✓	Diversifikasi aset supaya tidak bergantung pada satu kondisi market.
✓	Punya cadangan likuiditas untuk fleksibilitas saat peluang muncul.
✓	Disiplin dalam menilai valuasi, bukan ikut euforia.
✓	Fokus tujuan jangka panjang dibanding fluktuasi jangka pendek.

All Weather Portfolio: Menyiapkan Portofolio untuk Berbagai Skenario

All Weather Portfolio: Strategi investasi yang mengelompokkan aset ke dalam empat kategori utama berdasarkan kondisi ekonomi yang berbeda.

Pendekatan ini tidak bertujuan mencari return tertinggi dalam satu kondisi tertentu, melainkan menjaga portofolio tetap resilient di berbagai siklus ekonomi.

All Weather Portfolio bisa diterapkan dengan aset investasi yang ada di Bibit:

SBN dengan floating with floor return hanya bisa dibeli saat masa penawaran

INVESTASI DI BIBIT →

Preparation Over Prediction

Daripada terus menebak "kapan waktu terbaik masuk market?", investor justru bisa lebih efektif dengan:

✓	Berinvestasi secara rutin melalui Dollar Cost Averaging (DCA)
✓	Konsisten menjalankan strategi, bukan sibuk market timing
✓	Menjaga alokasi aset sesuai profil risiko

Karena dalam investasi jangka panjang, konsistensi hampir selalu lebih penting daripada market timing.

INVESTASI DI BIBIT →

Read More from Investing Guide 2026 Series

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